3. I will treat others as I would treat myself.

The golden rule…where have we heard that before! This one is a gold mine ready to be enjoyed. Simply treat others with dignity and respect. You will certainly stand out in the crowd.

4. I will conduct my life with excellence.

Commit to living your life as if you were always being scrutinized. The word “shortcut” is not even in your vocabulary. See things completely through by creating mental pictures of your goal. Do your very best always. Finish what you start. Never quit and never give up. Always look to uplift others with a kind word or action.

5. I will be personally accountable.

Realize that you are responsible for you. There is no blame or credit to be blanketed on others. Stand on your personal word. Mean what you say and do what you mean to. Take pride in doing the small things that make a big difference. Don’t ever be afraid to admit you might be wrong. When wrong, make it right. Take a stand.

6. I will face my mistakes and grow from them.

Everyone makes mistakes. The key point is that we should always strive to eliminate the possibility of making the same mistake twice. We do that by examining our mistake, determining the reason for it and where we went off course. Gather as much insight as possible from the situation and make note of what you would do differently when the same opportunity comes your way again. Admit your mistakes. Learn from them.

7. I will relate to others with honesty.

Be honest with yourself and your dealings with others. Don’t ever justify a lie by calling it a “stretch of the truth” or a “white lie” that won’t hurt anyone. You will soon find yourself telling another lie to conceal the first one and so on. It is always best to tell the truth. Most people will respect you for it, even if you were wrong. Strength of character is forged from honesty and respect.

8. I will show respect for authority.

Everyone is subject to someone or something. We teach our children to respect their parents, grandparents, teachers, leaders, crossing guard and other adults in their lives. In the same way, we as adults need to respect the authority of others, especially while on their turf. Remember that the next time you are in the library or the movie theater when someone far younger than you asks you to please be quiet or turn off your cell phone.

9. I will honor my debts.

We live in a disposable culture. This has stretched well beyond mere “things” to include institutions such as marriage and family. How many commercials currently parade across our televisions promising debt relief or financial freedom? Shakespeare said “neither a borrower nor a lender be” and he was right. There is no running out on accumulated debt while maintaining honor. If necessary, sit down with a financial expert and design a plan to gradually work your way out of debt. A winner will always honor his debts, sleeping peacefully in the process.